THE POWER OF ADVICE
We’re committed to your success and helping you find the strategy that’s right for you, not your neighbor, or your brother-in-law, or your golf buddy. Each of our clients has a different history, experiences, and circumstances. We treat you accordingly so that we can help create a strategy that is in YOUR comfort zone.
We pair the knowledge of your personal situation, and the advice and experience of Delano Financial Management with the dynamic, comprehensive offerings LPL’s Advisory Services brings to the table to help us weave together this strategy. Through these platforms we can offer you access to a wide variety of investments and money managers to increase your portfolio’s diversification. In some cases, the investments you already own can be combined with those we select to complete your customized portfolio and add to the potential success of your plan.
Your unique circumstances and personal objectives dictate the method of investing, as well as the types of investments we initially choose. However, since change is a guaranteed constant in life, we will be there on an ongoing basis to help you adapt to take advantage of new opportunities or better ways of doing things. Just as you and your circumstances are not static for the rest of your life, so too should your investments and strategies modify and change to meet your changing needs.
All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
Fee-based guidance with no commissions
By virtue of using one or more of our professional money managers or platforms, we can work under a fee-based model. Fee-based asset management allows us to share a common goal with you: to grow the value of your assets. A holistic approach to investing, fee-based asset management ties our compensation directly to the performance of your account. Instead of commissions, we earn an annual fee based on the market value of the account. This allows us to concentrate on what matters most—building an investment portfolio that seeks to address your specific needs
IMPLEMENT YOUR PORTFOLIO
Once we’re ready to bring your portfolio to life, we’ll discuss your expectations and review what we want to accomplish through your customized strategy.
To get your portfolio up and running, we’ll:
- Transition your cash or existing securities
- Determine the type of account ownership and beneficiaries
- Discuss the source of funds
- Complete and sign all paperwork
REVIEW AND MANAGE YOUR PORTFOLIO
Once your investments are in place, we’ll continue to review and manage your portfolio on an ongoing basis. Portfolio rebalancing is a critical component of the strategic asset allocation process and essential to the long-term success of your portfolio. Rebalancing is designed to ensure that the allocation of your assets remains in line with your stated investment objectives. Because the relative performance of various asset classes will vary, portfolios that aren’t reviewed on a regular basis tend to drift from their target allocations. A portfolio that isn’t regularly rebalanced could assume a risk/reward profile that isn’t consistent with your investment objectives. Your portfolio will be reviewed on a periodic basis and adjusted when needed to help maintain the optimal allocation of your investments.
- The ongoing management of your portfolio will include:
Regular meetings and discussions so you can feel comfortable with
your continued strategy - Active, ongoing portfolio reviews
- Periodic reexamination of your investment strategy to make sure it continues to stay aligned with your situation and objectives
- Rebalancing decisions
- Year-end statements, including annual advisory account performance
Helpful Retirement Strategies for Women
